- Death of a spouse, other family member, or friend;
- Marriage, marital problems, or divorce;
- Financial problems, loss of a job;
- Accidents and resulting financial loss, physical or psychological impairment resulting from the accident
- Birth of a child;
- Disability of a family member;
- Long-term illness of a family member;
- Legal problems (criminal or civil);
- Ongoing discord with extended families;
- Conflict at work or a change in employment status;
- Loss of a job; and
- Birth of a child with a disability or the diagnosis of a disability in an older child.
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